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How to Apply for an OCI Card in the USA (2025 Step-by-Step Guide)

  • Writer: Shruti Lal
    Shruti Lal
  • Jun 13
  • 3 min read

Updated: Aug 28

OCI Card


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If you are of Indian origin and a U.S. citizen, applying for an OCI (Overseas Citizen of India) card can offer lifelong benefits—like visa-free entry to India, the right to work or own property (except agricultural land), and simplified immigration processes. In this blog, we’ll walk you through the updated 2025 process of how to apply for an OCI card while living in the United States.



What Is an OCI Card?


An OCI card grants permanent residency in India for foreign citizens of Indian origin. It’s not dual citizenship, but it offers many similar benefits, including:

  • Lifelong visa-free travel to India

  • No need to register with FRRO for long stays

  • Access to economic, educational, and financial benefits at par with NRIs



📋 Who Is Eligible?


You’re eligible if:

  • You were an Indian citizen on or after January 26, 1950

  • Your parents, grandparents, or great-grandparents were Indian citizens

  • You are the minor child of Indian citizens or OCI holders

  • You are the spouse of an Indian citizen or OCI holder (subject to conditions)



🛠️ Step-by-Step Process to Apply for an OCI Card


Step 1: Gather Required Documents


Here’s what you’ll need (all copies must be self-attested and some notarized):

  • US Passport copy (valid for at least 6 months)

  • Renunciation Certificate / Surrendered Indian Passport

  • Proof of Indian origin (parents' or grandparents' Indian passport, etc.)

  • Proof of address (utility bill, driver’s license)

  • Passport-size photo (2x2 inches)

  • Marriage certificate (for spouse-based applications)

  • Affidavit for minor children

  • Birth certificate showing parental relationship



Step 2: Fill Out the Online Application


  1. Select “OCI Registration” > “Fresh Application”

  2. Fill in all personal details carefully

  3. Upload your digital photo and signature

  4. Save the temporary application number and final application number

  5. Print the completed application form


Step 3: Prepare for VFS Global Submission


VFS Global handles OCI applications in the USA. Go to the VFS OCI Application Center and:

  • Create a profile

  • Pay fees (OCI fee + VFS service fee)

  • Schedule pickup/drop-off (if applicable)

  • Generate the Courier Label and Document Checklist


Step 4: Mail Your Documents


Mail your application packet to the appropriate VFS center based on your jurisdiction. The packet must include:


  • Printed OCI application form

  • All supporting documents

  • Signed VFS document checklist

  • Courier label and acknowledgment



💰 OCI Fees (As of 2025)


  • OCI Fee: $275 (Adults) / $275 (Minors)

  • VFS Service Fee: ~$16

  • Courier Charges: ~$30 (for round-trip shipping, if applicable)



🕒 How Long Does It Take?


Processing time typically ranges from 6 to 8 weeks, but it can vary by consulate. You can track your application status through VFS or the OCI portal.



🛑 Common Mistakes to Avoid


  • Incomplete or unmatched documents

  • Forgetting to sign or thumbprint forms for minors

  • Uploading wrong size photo/signature

  • Not notarizing required documents

  • Not including VFS checklist



🧾 Final Tips


  • Make photocopies of everything you send

  • Self-attest all copies (write “True Copy” and sign/date)

  • Use trackable mail like FedEx or UPS

  • Double-check photo and signature requirements



📌 Summary Checklist


✔️ Fill out the online form

✔️ Upload photo & signature

✔️ Pay fees on VFS

✔️ Mail documents to VFS

✔️ Track your application



If you're looking for a video tutorial, don’t forget to check out our YouTube channel: Travel and Transform where we walk through the entire process visually!


Have questions? Drop them in the comments below 👇 or reach out to us directly. We're here to help!



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Disclosure: This post contains affiliate links to products, meaning I may earn a small commission if you purchase something through my links, at no extra cost to you. I will be very thankful if you buy using my affiliate link.


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